With on-site payment function CUP mobile payment products which marked with (CUP "flash pay “) identification of the receiving terminal, can be carried out on-site contactless payments.

Currently, the remote finance service of UnionPay mobile payment has launched many functions, including account balance inquiries, bank transfer, credit card payment, water, electric bill payment, mobile recharge payment, fixed broadband add-value/payment, buying game cards and other digital products, cinema ticket reservations, tickets and hotel reservations and payments, as well as the online store electronic bill payments. There are more remarkable functions will be launched gradually.

From a security point of view, UnionPay mobile payment is using the current international most advanced and secure smart encryption technology. Especially the use of hardware level encryption products that provide superior to the traditional bank cards and online banking security level protection. If the phone is lost, there is no needed to worry about the loss of bank card information and account capital security. Cardholders only need to report the loss and re-submit financial smart card. Then, customers can be continue to use.