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Voice Payment
Voice Payment
By using the voice solution for the payment, it can provide air ticket business, insurance real-name consumption merchants a great convenience.
Business Feature
Fast Secure Payment Method
•No need to open internet banking function, no need access to the internet banking page
•Dual-channel transmit the authentication information and payment confirmation, ensure the account safety.
•Transaction authentication identification, authentication elements include real name, bank registered phone number, ID number, credit card validity, CVN2 etc.
•Voice prompts, simple and quick operation for users’ payment.
•No need to open internet banking function, no need access to the internet banking page
•Dual-channel transmit the authentication information and payment confirmation, ensure the account safety.
•Transaction authentication identification, authentication elements include real name, bank registered phone number, ID number, credit card validity, CVN2 etc.
•Voice prompts, simple and quick operation for users’ payment.
Convenient Merchant Interface
•Simple interface, short development cycle, reduce operating cost
•Once connected, you can achieve voice UnionPay payment function of merchant's website and call center.
•Simple interface, short development cycle, reduce operating cost
•Once connected, you can achieve voice UnionPay payment function of merchant's website and call center.
Unified Risk Control
•Merchant qualification examination, real-name authentication network.
•Risk control team 7x24 hour monitoring of unusual transactions and real-time artificial processing.
•Merchant qualification examination, real-name authentication network.
•Risk control team 7x24 hour monitoring of unusual transactions and real-time artificial processing.
Full Coverage of Bank Channel
•Support almost a hundred of domestic bank and regional banks issued credit cards.
•Support a majority domestic commercial bank issued debit cards.
•Support almost a hundred of domestic bank and regional banks issued credit cards.
•Support a majority domestic commercial bank issued debit cards.
The Diversity of Terminal Applications
•Taking into account of the Internet and IVR voice different channels, covering mobile, Internet PC, digital set-top boxes and other different terminal types, diverse payment applications .
•Taking into account of the Internet and IVR voice different channels, covering mobile, Internet PC, digital set-top boxes and other different terminal types, diverse payment applications .
Clear Backstage Management
• Provide trading system background services such as transaction inquiry, clearing report download and manual returns.
•Provide trading systems business internal management function such as staff management, chain management and rights management.
• Provide trading system background services such as transaction inquiry, clearing report download and manual returns.
•Provide trading systems business internal management function such as staff management, chain management and rights management.
Product
Voice payment business is a newly developed product by accessing the UnionPay and bank issuer institution transaction channel, facing a wide range of credit and debit card users to implement non-face-to-face secure and fast voice payment. Having advantages of various payment mode, merchant conveniently to access, card comprehensiveness, convenience of backstage management and flexibility of business application mode.
Through cooperation organizations, to establish a "China UnionPay voice payment service platform" by applying China UnionPay non-card payment channels. It can provide fast safe and efficient non-face-to-face payment services to majority of UnionPay cards users.
China UnionPay voice payment service is one of the core business of non-card payment products, with the breadth of support for banks, having advantages of various payment mode, merchant conveniently to access, card comprehensiveness, convenience of backstage management and flexibility of business application mode. Also, providing a convenient, safe and efficient payment features.
Business Process
